Comments on: State High Risk Insurance Pools Contact List Updated

By: admin

admin — Wed, 22 Aug 2007 19:34:34 +0000

Dear Alvey,

Thank-you for sending a question to healthinsuranceinfo.net. Unfortunately, healthinsuranceinfo.net does not currently publish “A Consumer Guide To Getting and Keeping Health Insurance” for residents of Puerto Rico.

Generally, state insurance commissioners are always a good place to begin when trying to learn more information about consumer rights and protections related to private health insurance. Direct your inquires to the Office of the Commissioner of Insurance in Puerto Rico at 787-753-1565 or visit them on the web at http://www.ocs.gobierno.pr/ocspr.

If your questions are related to individual health insurance, call the Office of the Commissioner of Insurance in Puerto Rico and ask for a list of insurers licensed to sell this type of coverage in Puerto Rico and and about your rights when you seek to buy it, keep it and use it.

Questions related to job-based group health insurance, in addition to the Office of the Insurance Commissioner in Puerto Rico, can be directed to the U.S. Department of Labor, Employee Benefits Security Administration, Employee & Employer Assistance Hotline and Publications at (866) 444-EBSA (3272) or visit them on the web at http://www.dol.gov/ebsa .

By: Alvey Yates

Alvey Yates — Mon, 20 Aug 2007 23:16:42 +0000

I’ve been looking for information on insurance coverage in Puerto Rico. Have any suggestions? Will appreciate it.
Thank you.
Alvey

By: admin

admin — Fri, 13 Jul 2007 18:45:55 +0000

Thanks for your response, Lahle Wolfe. We’ll update the Utah link we have with the information you provided.

We do not recognize the Idaho High Risk Pool that you reference as a true SHRP. Idaho operates a unique high-risk reinsurance plan. When carriers turn down applicants, they are required to offer those applicants a guaranteed issue plan that is “reinsured” through the state high-risk reinsurance pool. Idaho’s reinsurance pool is different from the other state high-risk pools because the coverage is accessed from the carrier that denied the applicant, rather than from the high-risk pool itself.

By: Lahle Wolfe

Lahle Wolfe — Fri, 13 Jul 2007 16:56:02 +0000

I think you forgot to include:

Idaho
Idaho Individual High Risk Reinsurance Pool
http://www.doi.state.id.us/
Phone 1-800-721-3272

Also, the link for Utah is to a pop-up ad site. Better to use the state’s own information link (from which the link you offer copied from):

Utah
Utah Comprehensive Health Insurance Pool
http://www.ihc.com/xp/ihc/insurance/needinsurance/hiputah.xml
Phone 1-801-442-5000

If you do count Idaho’s program the total state count should be 34 states with programs (not 32 as noted above).

Thank you,
Lahle A. Wolfe
Founder, Islets of Hope for persons with diabetes