New York Times features health insurance advice
Two recent stories in the New York Times featured the healthinsuranceinfo.net website and its free consumer guides. Whether you are self-employed or facing retirement, these articles can provide some advice and perspective on your situation and stories of others in your situation.
Before Medicare, Sticker Shock and Rejection by Fred Brock, April 21, 2008. Pointing out that only a third of employers now offer retiree health benefits, the article discusses some of the technical aspects of getting health insurance if you retire before you are eligible for Medicare and can’t afford COBRA rates for your employer’s health insurance, covering topics like guaranteed issue, premiums and deductibles, some of the ins and outs of COBRA and HIPAA, and high-risk pools.
The article states: “If you have no pre-existing medical conditions (however that is defined by your prospective insurance company), buying individual insurance should not be hard in a state without guaranteed-issue laws. … healthinsuranceinfo.net provides current information on state insurance rules.”
Finding Health Insurance If You Are Self-Employed by Marci Alboher, March 27, 2008. “These [state-by-state consumer guide] primers are comprehensive and frequently updated, and they are a great place to start, especially if you have been wondering about the meaning of jargon that peppers insurance providers’ descriptions of their offerings,” according to Alboher and one of her subjects, Jennifer Jaff.
April 22nd, 2008 at 11:03 am
i am self employed and looking forward to helpful info on your site.
thank you.
April 24th, 2008 at 5:38 pm
If you are self-employed in NY State there are many options if you join a group as an artist, dancer, visual artist, performer, etc.
It depends what state you are in. I only have information for NY and am not a health provider just a member of a group. If must file a schedule C.